Property & Casualty

Entrust your Property & Casualty insurance needs to the experts in independent schools.

Schools face many complex risks that can negatively impact their campuses’ operations and reputation. Keeping students, faculty, and visitors safe while protecting your facilities, assets, and people is a top priority.

For over 30 years, ISM Insurance has been developing and providing exceptional products that complement the budgets, cultures, and missions of private-independent schools. Our team offers tailored advice and strategic solutions to ensure your school isn’t over- or under-insured, safeguarding your assets and operations when the unexpected strikes.

We offer the full gamut of standard Property and Liability coverages such as Business Auto, Buildings, Contents, Loss of Business Income, General Liability, Employment Practices Liability, Umbrella, Workers Compensation and Package Policies, plus those that are specific to schools such as Abuse and Molestation protection, Educators Legal Liability, Active Assailant and Terrorism. In addition, we have developed the following focused coverage solutions:

Directors & Officers Insurance

Directors and Officers Liability Insurance from ISM Insurance helps you protect your Directors, Officers, and Board members from costly claims, as well as safeguarding their personal assets.

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Cyber Liability Insurance

Cyber insurance puts your school in the best position to minimize the impact of an attack—reducing your risk of long-term damage.

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Fiduciary Liability Endorsement

ISM Insurance’s Financial Liability Endorsement provides the broadest, state-of-the-art fiduciary liability coverage and the expertise nonprofits need.

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Questions? Let's Talk!

Ask about our Property Package Policy!

Why Choose ISM Insurance?

Simplified Management

One point of contact for all your insurance needs simplifies communication, policy renewals, claims processing, and policy adjustments, saving you time and reducing your administrative burdens.

Partner With a Trusted Organization

We are invested in your school’s success and well-being and offer proactive advice, support, and guidance beyond insurance procurement.

Enhanced Claims Experience

We serve as a guide and advisor in the event of a claim, helping you navigate the submission process with the carrier to facilitate a smoother claims experience for your school.