Employee Benefits

Protect those who make your school a great place to be every day—your employees.
Employee Benefits
Employee Benefits

Comprehensive and competitive employee benefits packages designed for private-independent schools.

At ISM Insurance, we believe that when you take good care of your faculty and staff, you allow them to best care for students and fulfill your school’s mission. Employee benefits are a key piece of that equation.

For over 30 years, ISM Insurance has been developing and providing exceptional products that complement the budgets, cultures, and missions of private-independent schools. Let ISM Insurance help your school offer comprehensive and competitive employee benefits packages.

 


Plan Options

Seamless administration plays a significant role in ensuring the best employee benefits experience for your faculty members. We work with national and regional carriers near you, serving as your broker to perform administrative responsibilities.

ISM Insurance specializes in providing level-funded employee benefits plans, a hybrid approach combining the predictability of fully insured plans with the potential savings of self-funding. With fixed monthly costs, simplified administration, and the opportunity for employers to receive a refund if claims are lower than expected, our solutions help businesses control healthcare expenses while supporting employee well-being.

Say goodbye to skyrocketing employee benefit premiums and hello to self-insurance done right. A self-insured employee benefits plan through ISM Insurance can help you take control of your benefits and achieve significant long-term savings with exclusive access to industry-leading cost management solutions.

Our partnership with a large captive community allows us the ability to offer self-funded benefits for schools with as little as 50 employees.

Check out our Frequently Asked Questions flyer for more information.

Gain collective advocating power so your school can obtain private school-specific employee benefits. ISM Insurance’s Group Life and Disability Trust is only for schools and is tailored for your school’s needs—you won’t be competing for rates and coverage with other businesses or high-risk companies.

ISM Insurance offers all ancillary lines of coverage including Dental, Vision, State Mandated Paid Leave programs, etc. ISM Insurance also administers COBRA benefits without any administration fee.

Provide an essential level of protection with these employee-paid benefits. Voluntary accident, critical illness, and hospital indemnity products assist your faculty and staff in paying their out-of-pocket expenses in the event of an accident, major medical diagnosis, or hospital stay.

We also offer unique benefit solutions such as Long-Term Care and Fertility Specialty.

Why Choose ISM Insurance?

Our employee benefits clients have access to the following advantages.


Employee Navigator

 

Employee Navigator

This tool allows employees to enroll in their benefits online and serves the school administrator as one portal for all ISM Insurance employee benefits offerings. Employee Navigator integrates with 400+ insurance companies and payroll vendors and securely assists in ACA reporting and compliance.

COBRA Administration 

COBRA Administration

ISM Insurance partners with Admin America for COBRA Administration services for our Employee Benefits clients. COBRA support integrates with the Employee Navigator portal and relieves time-sensitive responsibilities from school administrators, allowing them to focus on more school mission-related tasks.